Personal Loans

Personal loans come in all shapes and sizes; no two loans are the same. Our loans are as diverse as our customers and their financial needs. No matter what you need money for, we will surely have one that will be the perfect fit for you.

• Auto Loans
• Debt Consolidation
• Vacations
• Home Improvements
• Unexpected Expenses

Consumer Loan Application

Credit-Builder Loans

Looking to build or restore your credit? We can help! 

The Cecilian Bank offers a Credit-Builder Loan, a type of loan that helps people build or restore a positive credit history by making payments on a loan before receiving the funds. The bank holds the money as collateral, making you less risky for lenders.

How do Credit-Builder Loans work? 

• Deposit
  Once approved, the amount you borrow is set aside in a savings account or certificate of deposit (CD) while you pay off the loan.
• Payments
  You make on-time, monthly payments for the term of the loan.
• Reporting
  The bank reports your payment history to TransUnion Credit Bureau.
• Repayment
  You can access the money minus any interest or fees when the balance is paid in full.

This option may be worth exploring if you have no or limited credit experience, want to raise your credit score, and have the income for regular, on-time payments.  Click the link below to get started.

Credit-Builder Loan Application

Secured Credit Cards

A Secure Credit Card is designed for people looking to build or rebuild their credit. It looks and acts like a traditional credit card, except that you provide a security deposit as collateral for your credit card. Your credit line will equal the amount of this security deposit. Like a traditional credit card, you can make monthly payments using your credit card.¹ The bank will report your credit card account usage and payment history to TransUnion Credit Bureau, which can help to build or restore your good credit.²

Secured Credit Card Application

Loan Payment Protection Insurance

We offer Loan Payment Protection Insurance on our personal Loans and those loans tied to a mortgage.³ Payment protection is insurance that can be purchased through The Cecilian Bank, protecting your loan in the event of a debilitating accident or death and military at war. Talk to one of our expert loan officers for more information on Loan Payment Protection Insurance.

If you have questions or need additional information regarding the servicing of your personal loan or mortgage with The Cecilian Bank, don’t hesitate to get in touch with Loan Operations at (270) 982-4TCB (4822), or you may write to:

The Cecilian Bank
Attn: Loan Operations
1808 North Dixie Avenue
Elizabethtown, KY 42701

1. Minimum Security Deposit: If approved, you must make a minimum security deposit of $500, which equals your requested credit limit. We will determine your maximum credit limit based on your income and ability to pay.
2. Build credit with responsible use: Late payments, delinquencies, or other derogatory activity with your credit card accounts and loans may adversely impact your ability to build or restore your good credit.
3. We do not offer insurance on mortgage loans.